The facts were indisputable: It was time to reform payday lending in Ohio.

Payday loans in Ohio WERE the most expensive in the nation, with an astounding typical annual percentage rate (APR) of 591%. These short-term, high-priced loans can trap hardworking Ohioans in a cycle of debt. However, a recently passed bipartisan piece of legislation, House Bill 123, reformed the payday lending market making it more fair and affordable.

We are Ohioans for Payday Loan Reform, a group of like-minded Ohioans from the consumer, veterans, business, and faith communities committed to fighting for reforms to protect borrowers and boost our state’s economy. Payday loan reform will save hard-working Ohioans more than $75 million a year.


Ohio’s New Law Takes Effect. Cleveland Plain Dealer, April 26, 2019.

Ohio’s New Payday Law Starts Saturday. Cincinnati Enquirer, April 27, 2019. 

Ohio Payday Lending Outfits Dropping to 200 as Law Takes Effect. April 27, 2019. Columbus Dispatch, Akron Beacon Journal. 


Gov. John Kasich Signs Payday Lending Bill. Plain Dealer, 2018 

Kasich Signs Bills on Payday Lending, Dogs on Patios. Columbus Dispatch, 2018

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