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The facts are indisputable: It’s time to reform payday lending in Ohio.

Payday loans in Ohio are the most expensive in the nation, with an astounding typical annual percentage rate (APR) of 591%. These short-term, high-priced loans can trap hardworking Ohioans in a cycle of debt. However, a proposed bipartisan piece of legislation, House Bill 123, would reform the payday lending market making it more fair and affordable.

We are Ohioans for Payday Loan Reform, a group of like-minded Ohioans from the consumer, veterans, business, and faith communities committed to fighting for reforms to protect borrowers and boost our state’s economy. Payday loan reform will save hard-working Ohioans more than $75 million a year.

NEW! February 1, 2018: Just HOW expensive are payday and auto-title loans in Ohio? Incredibly. Click here to see REAL loan documents.

January 25, 2018:

Ohio Payday Lending Reform Supporters Launch Statewide Ballot Initiative to Cap Interest Rates at 28%

1/17/2018: Second Hearing for Ohio Payday Loan Reform Bill:

Hearing on Ohio payday loan reform bill draws dozens of notable proponents from across the state with convincing testimony about why Ohio’s payday loan law is broken.

11/29/2017: First Public Hearing Scheduled For Ohio Payday Loan Reform Bill: HB 123 would close loopholes that payday lenders use to trap borrowers in debt and thwart will of Ohio voters

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