The facts are indisputable: It’s time to reform payday lending in Ohio.

Payday loans in Ohio are the most expensive in the nation, with an astounding typical annual percentage rate (APR) of 591%. These short-term, high-priced loans can trap hardworking Ohioans in a cycle of debt. However, a proposed bipartisan piece of legislation, House Bill 123, would reform the payday lending market making it more fair and affordable.

We are Ohioans for Payday Loan Reform, a group of like-minded Ohioans from the consumer, veterans, business, and faith communities committed to fighting for reforms to protect borrowers and boost our state’s economy. Payday loan reform will save hard-working Ohioans more than $75 million a year.

NEW! March 9, 2018: Coalition leaders respond to Ohio Attorney General’s decision on petitions

March 8, 2018: One year after introduction of bill to reform payday loans, Ohio House Leadership has failed to act, costing Ohioans $75 million in borrowing costs

February 28, 2018: First round of signatures filed to put payday lending reform initiative on November statewide ballot

February 1, 2018: Just HOW expensive are payday and auto-title loans in Ohio? Incredibly. Click here to see REAL loan documents.


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